home insurance - Acts Of God And Home Insurance

home insurance - Acts Of God And Home Insurance: "Home insurance policies sometimes contain clauses which refer to an Act of God'. These tend to limit liability for natural phenomena such as lightning strikes, floods, hurricanes, tornadoes, earthquakes and plagues of frogs - freak occurrences which cannot be prevented.

Insurance providers occasionally include these clauses to protect themselves from the hefty payouts usually associated with such unpredictable events. So, in the event that your property is damaged by what is deemed to be an Act of God', you may find that your insurance provider refuses to pay out. At which point, you might well take certain names in vain."