auto insurance - Auto Insurance Rate - Explaining Your Auto Insurance Rate

auto insurance - Auto Insurance Rate - Explaining Your Auto Insurance Rate: "The auto insurance rate which you are charged is based on a complex statistical model that is used by the auto insurance companies. Each company has a different statistical model that they use and this is part of the reason that each company will offer you a different quote. In some states the state is heavily involved in setting the rate, in others the company is freer to set the rate without needing government approval."